Honesty, Integrity, Trust… The right choice

John Petschauer Homeowners Insurance Inc. is qualified and committed to producing a tailored insurance protection program to meet your insurance needs. Delivering distinctive value with professional and dedicated service to you is our pledge and core focus.

Every homeowner should have homeowners insurance coverage. This coverage provides financial protection against loss due to disasters, theft, and other accidents. A standard policy includes coverage for your home, personal belongings, liability protection, and additional living expenses.

Most importantly, the policy helps repair or rebuild your home if it is damaged or destroyed. Your policy will specify which disasters it covers by the most common are fire, hurricane, hail, and lightning. The policy will also cover detached structures like a garage, tool shed, or gazebo.

You can decide how much coverage you want. But as a rule, it helps to get enough coverage to rebuild your home. And a standard homeowners policy doesn’t pay for damage caused by a flood or earthquake. Coverage for those incidents is available separately.