John Hancock is one of America’s most popular Life Insurance providers. John Hancock Life Insurance offers very competitively priced Life Insurance policies that protect the family’s well being and assets. John Hancock Life Insurance also has the John Hancock Vitality program, which allows you to lower the cost of your coverage by earning points for living a healthy lifestyle. If you exercise, eat well, meditate, and practice good sleep habits, then you will earn what they call Vitality points towards your John Hancock life insurance policy.